Consumer Credit Litigation

Lightfoots LLP offers an integrated service to those of our lender clients who face regulatory challenges from borrowers in the course of defended enforcement litigation.  We have considerable experience in handling a wide range of volume Consumer Credit Litigation, in particular:

  • Claims for declarations of unenforceability;
  • Secret/undisclosed commission claims;
  • Unfair Relationships; and
  • Claims involving the miss-selling of PPI.

Lightfoots LLP has successfully defended existing clients in over 350 consumer credit litigation cases resulting in many claims being abandoned by borrowers and their advisers.  As a result, our client’s invaluable reputations have been maintained, millions of pounds of potential loan write offs and commission recoveries have been avoided. 

Watch this space for updates and information on developments affecting the Consumer Credit Industry.

For more information on Consumer Credit Litigation or Consumer Credit Regulation and Compliance  contact Ian Norman on 01844 268348 or e-mail inorman@lightfoots.co.uk

Ian has recently given a speech to the Institute of Credit Management: Secured Lending Group. Click here to see the script of Ian’s speech to the ICM: Secured Lending Group

Find out more....

Ian Norman
Solicitor - Consumer Credit Specialist
01844 268348
email
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“When it comes to specialist Consumer Credit Litigation, it is essential that all of the circumstances surrounding the loan transaction are considered and no stone is left unturned. Knowing what to look for is imperative and our experience in a wide range of Consumer Credit claims puts our clients in a strong position from the outset..."

Information and Resources

The Court of Appeal brings an end to uncertainty over Multiple Agreements ....

Southern Pacific Mortgage Limited-v-Heath: 32.8 kb

Section 78CCA: The High Court gives valuable guidance to Lenders on their obligation to give a true copy of the credit agreement...

Carey-v-HSBC Bank PLC: 58.22 kb

Common Sense Prevails in the Supreme Court: Yet More Great News for Lenders in Southern Pacific Securities 05-2 Plc –v- Walker and another.

Read the full article (PDF)

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